:root{--navy:#26211e;--navy-dark:#171310;--teal:#db3230;--teal-dark:#b92524;--soft-blue:#f5f1ee;--soft-teal:#fbeceb;--ink:#292523;--muted:#68605c;--line:#e3dad5;--white:#fff;--amber:#9a5a00;--amber-bg:#fff8e8;--shadow:0 18px 55px rgba(38,33,30,.13);--radius:20px;--wrap:min(1180px,calc(100% - 40px));}
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.site-nav>.nav-group{position:relative;display:flex;align-items:center;height:82px}.nav-parent{border:0;background:none;color:var(--ink);font:inherit;font-size:14px;font-weight:700;padding:10px 2px;cursor:pointer}.nav-parent span{display:inline-block;margin-left:3px;color:var(--teal);transition:transform .2s}.nav-group.active>.nav-parent,.nav-parent:hover{color:var(--teal)}.nav-group.open>.nav-parent span,.nav-group:hover>.nav-parent span,.nav-group:focus-within>.nav-parent span{transform:rotate(180deg)}.mega-menu{display:none;position:fixed;z-index:60;left:50%;top:111px;transform:translateX(-50%);width:min(980px,calc(100vw - 40px));grid-template-columns:1.2fr 1fr 1fr;gap:30px;padding:30px;background:#fff;border:1px solid var(--line);border-radius:0 0 20px 20px;box-shadow:0 24px 55px rgba(14,41,60,.18)}.resource-menu{grid-template-columns:1.25fr 1fr;width:min(700px,calc(100vw - 40px))}.nav-group:hover>.mega-menu,.nav-group:focus-within>.mega-menu,.nav-group.open>.mega-menu{display:grid}.menu-intro{padding:22px;background:linear-gradient(145deg,var(--navy),#215978);border-radius:15px;color:#fff}.menu-intro strong{display:block;font-size:20px;line-height:1.3;margin:8px 0 18px}.menu-intro a{display:inline-flex;align-items:center;gap:7px;color:#fff;font-size:13px;font-weight:800;text-decoration:none}.menu-intro .mini-label{color:#87dbd2}.menu-column{display:flex;flex-direction:column;align-items:flex-start;gap:8px;padding:7px 0}.menu-column>span{color:var(--teal);font-size:11px;font-weight:900;letter-spacing:1.3px;text-transform:uppercase;margin-bottom:5px}.menu-column a{position:relative;width:100%;color:var(--navy);font-size:14px;font-weight:750;text-decoration:none;padding:7px 8px;border-radius:7px}.menu-column a:hover,.menu-column a:focus-visible{background:var(--soft-teal);color:var(--teal-dark)}.menu-subtree a{padding-left:22px}.menu-subtree a:before{content:"";position:absolute;left:7px;top:50%;width:7px;height:1px;background:#8da3af}.hero-photo{position:absolute;inset:20px 35px;margin:0;border-radius:28px 28px 28px 8px;overflow:hidden;box-shadow:var(--shadow)}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(14,41,60,.05),rgba(14,41,60,.48))}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 55%}.hero-photo figcaption,.editorial-image figcaption,.wide-image figcaption{position:absolute;z-index:2;left:16px;bottom:13px;color:#fff;font-size:11px;font-weight:800;letter-spacing:.4px}.hero-visual .orbit{z-index:1;border-color:rgba(255,255,255,.45)}.hero-visual .card-main{left:10%;top:48%;width:68%;padding:25px}.hero-visual .card-main strong{font-size:21px}.media-feature{width:var(--wrap);margin:70px auto 0;display:grid;grid-template-columns:1.2fr .8fr;min-height:410px;border-radius:24px;overflow:hidden;background:var(--navy);color:#fff}.media-feature img{width:100%;height:100%;object-fit:cover}.media-feature>div{display:flex;flex-direction:column;justify-content:center;padding:44px}.media-feature h2{font-size:35px;line-height:1.15;margin:0 0 15px}.media-feature p{color:#dbe8ee}.media-feature .eyebrow{color:#80d4cb}.editorial-image,.wide-image{position:relative;margin:0;border-radius:22px;overflow:hidden;background:var(--navy)}.editorial-image{height:500px}.editorial-image:after,.wide-image:after{content:"";position:absolute;inset:55% 0 0;background:linear-gradient(transparent,rgba(14,41,60,.72))}.editorial-image img,.wide-image img{width:100%;height:100%;object-fit:cover}.archive-story{grid-template-columns:.72fr 1.28fr;align-items:center}.wide-image{height:330px;margin-top:30px}.wide-image img{object-position:center 48%}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:25px}.comparison-card{border:1px solid var(--line);border-radius:20px;padding:32px}.comparison-card h2{font-size:29px}.comparison-card.positive{background:var(--soft-teal)}.comparison-card.caution{background:#fffaf0}.comparison-card .checklist li{background:rgba(255,255,255,.82)}
/* Original archived brand system: charcoal script with a warm red house mark. */
.brand{display:flex;align-items:center;color:var(--navy);text-decoration:none;line-height:1;flex:none}.brand-logo{display:block;width:216px;height:auto}.site-footer .brand-logo{width:230px;background:#fff;border-radius:10px;padding:8px}.hero{background:linear-gradient(135deg,#fbf8f6 0%,#fdf0ef 100%)}.page-hero{background:linear-gradient(140deg,#faf7f5,var(--soft-teal))}.button{box-shadow:0 10px 24px rgba(219,50,48,.2)}input:focus,select:focus,textarea:focus,button:focus-visible,a:focus-visible,summary:focus-visible{outline-color:rgba(219,50,48,.32)}.tool-panel,.menu-intro{background:linear-gradient(135deg,var(--navy),#4a403a)}.site-footer{background:var(--navy-dark);color:#d8cfca}.section-dark{background:var(--navy-dark);color:#eadfda}.section-dark .eyebrow,.media-feature .eyebrow,.calculator-results .eyebrow{color:#ffaaa6}.feature-list .icon,.number-art>span{color:#f17974}.tool-panel p,.media-feature p,.feature-list p{color:#e0d5d0}.calculator-results{background:var(--navy)}.balance-bar{background:#e45a57}.menu-intro .mini-label{color:#ffaaa6}
/* Split-link navigation: the label navigates; the chevron alone controls descendants. */
.site-nav>.nav-group{position:relative;display:flex;align-items:center;height:82px}.nav-root{display:flex;align-items:center}.nav-root-link{color:var(--ink);font-size:14px;font-weight:700;text-decoration:none;padding:10px 2px}.nav-root-link:hover,.nav-root-link[aria-current="page"],.nav-group.active .nav-root-link{color:var(--teal)}.nav-toggle{display:grid;place-items:center;border:0;background:none;color:var(--teal);width:30px;height:38px;padding:0;cursor:pointer;border-radius:8px}.nav-toggle span{display:inline-block;transition:transform .2s}.nav-toggle:hover{background:var(--soft-teal)}.nav-group.open .nav-toggle span{transform:rotate(180deg)}.nav-group:not(.open):hover>.mega-menu,.nav-group:not(.open):focus-within>.mega-menu{display:none}.nav-group.open>.mega-menu{display:grid}
/* Homepage editorial image set. */
.story-grid{display:grid;grid-template-columns:.9fr 1.25fr .9fr;gap:22px;align-items:center}.story-card{position:relative;min-height:390px;border-radius:22px;overflow:hidden;background:var(--navy);color:#fff;text-decoration:none;box-shadow:var(--shadow)}.story-card:nth-child(2){min-height:450px}.story-card img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;transition:transform .35s ease}.story-card:after{content:"";position:absolute;inset:35% 0 0;background:linear-gradient(transparent,rgba(23,19,16,.88))}.story-card>span{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:4px}.story-card small{color:#ffd3d1;font-size:11px;font-weight:900;letter-spacing:1.5px;text-transform:uppercase}.story-card strong{color:#fff;font-size:20px;line-height:1.25}.story-card:hover{color:#fff}.story-card:hover img{transform:scale(1.035)}
.service-image-band{margin-top:-35px;position:relative;z-index:2}.service-image-band .wrap{height:390px;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}.service-image-band img{width:100%;height:100%;object-fit:cover}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.testimonial-grid blockquote{margin:0;padding:30px;background:var(--soft-blue);border-radius:20px;border-top:4px solid var(--teal)}.testimonial-grid p{font-size:18px;color:var(--navy);margin-top:0}.testimonial-grid footer{font-weight:900;color:var(--teal)}.lender-logo-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.lender-logo{display:grid;place-items:center;min-height:125px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:16px}.lender-logo img{width:100%;height:auto;object-fit:contain}.footer-contact{margin-top:22px;color:#d8cfca}.footer-contact a{display:inline!important;color:#fff!important}.legal-layout aside a{color:var(--teal-dark);word-break:break-word}
@media(max-width:1000px){.site-nav{gap:10px}.site-nav>a,.nav-root-link{font-size:12px}.brand-logo{width:180px}.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:500px}.card-grid.four{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr;gap:40px}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}.tool-panel{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.faq-layout{grid-template-columns:1fr}.faq-layout aside{position:static;display:flex;flex-wrap:wrap;border:0;padding:0}.legal-layout{grid-template-columns:1fr}.legal-layout aside{max-width:420px}.media-feature{grid-template-columns:1fr}.media-feature img{height:400px}.comparison{grid-template-columns:1fr}.story-grid{grid-template-columns:repeat(3,1fr)}.story-card,.story-card:nth-child(2){min-height:360px}.lender-logo-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){:root{--wrap:min(100% - 28px,1180px)}body{font-size:16px}.prototype-bar .wrap{display:block;text-align:center}.prototype-bar span{display:none}.header-inner{height:70px}.menu-toggle{display:block}.site-nav{display:none;position:absolute;top:100%;left:0;right:0;width:100vw;height:calc(100vh - 70px);overflow-y:auto;background:#fff;padding:22px 25px 32px;flex-direction:column;align-items:stretch;gap:0;box-shadow:0 18px 30px rgba(14,41,60,.16)}.site-nav.open{display:flex}.site-nav>a{font-size:18px;padding:12px 0;border-bottom:1px solid var(--line)}.site-nav>.nav-group{display:block;height:auto;border-bottom:1px solid var(--line)}.nav-parent{display:flex;justify-content:space-between;align-items:center;width:100%;font-size:18px;padding:12px 0}.nav-group:hover>.mega-menu,.nav-group:focus-within>.mega-menu{display:none}.nav-group.open>.mega-menu{display:grid}.mega-menu,.resource-menu{position:static;transform:none;width:100%;grid-template-columns:1fr;gap:12px;padding:0 0 18px;border:0;border-radius:0;box-shadow:none}.menu-intro{padding:18px}.menu-column{padding:3px 4px}.menu-column a{font-size:15px}.site-nav .button{margin-top:20px}.hero-grid{padding-block:58px;min-height:auto}.hero-copy h1,.page-hero h1{letter-spacing:-2.3px}.hero-visual{min-height:440px}.hero-photo{inset:8px 0}.hero-visual .card-main{left:5%;top:52%;width:83%}.card-float.one{right:-4px}.card-float.two{left:-3px}.card-float.three{display:none}.trust-strip .wrap,.section-heading,.cta-band,.footer-bottom{display:block}.trust-strip ul{display:grid;gap:7px;margin-top:12px}.section{padding:68px 0}.card-grid.four,.card-grid.three,.card-grid.two,.feature-list,.feature-list.three,.lender-grid{grid-template-columns:1fr}.steps.compact{grid-template-columns:1fr}.tool-panel{padding:38px 26px}.number-art{justify-content:flex-start}.cta-band{margin-bottom:68px;padding:34px 26px}.cta-band .button{margin-top:22px}.page-hero{padding:45px 0 55px}.criteria-grid{grid-template-columns:1fr}.team-placeholder{grid-template-columns:1fr;padding:25px}.calculator-shell{grid-template-columns:1fr}.calculator-form,.calculator-results{padding:28px}.calculator-results>strong{font-size:55px}.contact-form{padding:25px}.media-feature{margin-top:45px}.media-feature img{height:260px}.media-feature>div{padding:28px}.editorial-image{height:390px}.wide-image{height:250px}.comparison-card{padding:24px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom p+ p{margin-top:8px}}
@media(max-width:760px){.brand-logo{width:168px}.nav-root{justify-content:space-between;width:100%}.nav-root-link{flex:1;font-size:18px;padding:12px 0}.nav-toggle{width:46px;height:46px;font-size:18px}.nav-group.open>.mega-menu{display:grid}.story-grid,.testimonial-grid{grid-template-columns:1fr}.story-card,.story-card:nth-child(2){min-height:300px}.site-footer .brand-logo{width:210px}.service-image-band{margin-top:0;padding-top:28px}.service-image-band .wrap{height:260px}.lender-logo-grid{grid-template-columns:repeat(2,1fr)}.lender-logo{min-height:100px;padding:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{.prototype-bar,.site-header,.cta-band,.site-footer,.button,.menu-toggle{display:none!important}.section,.page-hero{padding:30px 0}.service-card,.calculator-shell{box-shadow:none}body{font-size:12pt}}

/* Version 3 finance-first Elementor components. */
.elementor .cnl-service-grid.e-con{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px!important;width:100%;padding:0!important}
.elementor .cnl-service-grid-six.e-con{grid-template-columns:repeat(3,minmax(0,1fr))}
.elementor .cnl-service-card.e-con{display:flex!important;flex-direction:column!important;align-items:flex-start!important;gap:10px!important;min-width:0;min-height:100%;padding:28px!important;border:1px solid var(--cnl-line);border-radius:20px;background:#fff;box-shadow:0 12px 34px rgba(11,31,77,.07);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}
.elementor .cnl-service-card.e-con:hover{transform:translateY(-3px);border-color:#9ebcff;box-shadow:0 18px 42px rgba(11,31,77,.11)}
.elementor .cnl-service-card .elementor-heading-title{font-family:Inter,Arial,sans-serif!important;font-size:23px!important;letter-spacing:-.4px!important}
.elementor .cnl-service-card .elementor-widget-text-editor{color:var(--cnl-muted)}
.elementor .cnl-service-card .cnl-text-button{margin-top:auto!important}
.elementor .cnl-text-button .elementor-button{padding:8px 0!important;color:var(--cnl-red)!important;background:transparent!important;box-shadow:none!important}
.elementor .cnl-editorial-split.e-con{display:grid!important;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr)!important;align-items:center!important;gap:52px!important}
.elementor .cnl-editorial-split>.cnl-editorial-image{width:100%!important}
.elementor .cnl-editorial-split .cnl-editorial-image img{width:100%;height:clamp(310px,37vw,470px)!important;object-fit:cover;border-radius:24px}
.elementor .cnl-editorial-copy.e-con{display:flex!important;flex-direction:column!important;align-items:flex-start!important;gap:16px!important}
.cnl-checklist{display:grid;gap:10px;padding:0;list-style:none}
.cnl-checklist li{position:relative;padding:12px 14px 12px 42px;border:1px solid var(--cnl-line);border-radius:12px;background:#fff}
.cnl-checklist li:before{content:"✓";position:absolute;left:15px;top:10px;color:var(--cnl-red);font-weight:900}
.cnl-process-list{counter-reset:cnl-process;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;padding:0;list-style:none}
.cnl-process-list li{counter-increment:cnl-process;display:grid;gap:8px;padding:24px;border:1px solid var(--cnl-line);border-radius:18px;background:#fff}
.cnl-process-list li:before{content:"0" counter(cnl-process);color:#ff6958;font-size:12px;font-weight:900;letter-spacing:1.5px}
.cnl-process-list strong{color:var(--cnl-charcoal);font-size:19px}
.cnl-process-list span{color:var(--cnl-muted)}
.elementor .cnl-context-image.e-con{padding-top:16px!important;padding-bottom:78px!important}
.elementor .cnl-context-image .cnl-editorial-image img{width:100%;height:clamp(280px,36vw,430px)!important;object-fit:cover;border-radius:24px}
.elementor .cnl-section-dark.e-con{background:linear-gradient(145deg,var(--cnl-charcoal-dark),var(--cnl-charcoal))!important}
.elementor .cnl-cta-section.e-con{background:linear-gradient(135deg,#0b46cc,#145bff)!important}
.elementor .cnl-button-primary .elementor-button{background:#145bff!important;box-shadow:0 10px 24px rgba(20,91,255,.22)!important}
.elementor .cnl-button-secondary .elementor-button{border-color:currentColor!important}
.elementor .cnl-button-secondary .cnl-phone-link{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border:1px solid var(--cnl-charcoal);border-radius:999px;color:var(--cnl-charcoal);font-size:14px;font-weight:800;text-decoration:none}
.elementor .cnl-button-secondary .cnl-phone-link span{color:inherit;font-size:inherit;font-weight:inherit}
.elementor .cnl-section-dark .cnl-button-secondary .elementor-button,.elementor .cnl-cta-section .cnl-button-secondary .elementor-button{color:#fff!important;border-color:rgba(255,255,255,.65)!important}
.elementor .cnl-section-dark .cnl-button-secondary .cnl-phone-link,.elementor .cnl-cta-section .cnl-button-secondary .cnl-phone-link{color:#fff;border-color:rgba(255,255,255,.65)}
.elementor .eyebrow{color:#ff6958!important}

@media(max-width:1000px){.elementor .cnl-service-grid.e-con,.elementor .cnl-service-grid-six.e-con{grid-template-columns:repeat(2,minmax(0,1fr))}.elementor .cnl-editorial-split.e-con{grid-template-columns:1fr!important}.cnl-process-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.elementor .cnl-service-grid.e-con,.elementor .cnl-service-grid-six.e-con{grid-template-columns:1fr}.cnl-process-list{grid-template-columns:1fr}.elementor .cnl-editorial-split.e-con{padding:36px 22px!important;gap:30px!important}.elementor .cnl-section.e-con{padding-block:58px}.elementor .cnl-service-hero.e-con{grid-template-columns:1fr!important;padding-block:54px!important;gap:34px!important}.elementor .cnl-service-hero .cnl-hero-media.e-con{min-height:300px}.elementor .cnl-service-hero .cnl-hero-media img{height:300px!important}.elementor .cnl-context-image.e-con{padding-bottom:58px!important}}

/* Elementor Free parity layer: each visual block remains an editable widget/container. */
.elementor .cnl-page-section.e-con{width:100%;max-width:none;margin:0;padding-left:0;padding-right:0;gap:0}
.elementor .cnl-page-section>.wrap.e-con{width:var(--wrap);max-width:1180px;margin-inline:auto;padding:0;gap:0}
.elementor .cnl-page-section.hero>.wrap.e-con{display:grid;grid-template-columns:1.03fr .97fr;align-items:center;gap:60px;padding-block:80px}
.elementor .cnl-page-section.page-hero>.wrap.e-con{display:flex;flex-direction:column;align-items:flex-start}
.elementor .cnl-page-section .elementor-widget-heading,.elementor .cnl-page-section .elementor-widget-text-editor,.elementor .cnl-page-section .elementor-widget-button{margin:0}
.elementor .cnl-page-section .elementor-widget-text-editor p:last-child{margin-bottom:0}
.elementor .button-row.e-con{display:flex;flex-direction:row;align-items:center;gap:22px;margin-top:32px}
.elementor .button-row .elementor-button{border-radius:999px;background:var(--teal);color:#fff;padding:13px 21px;font-weight:800}
.elementor .text-link .elementor-button{padding:0;background:transparent;color:var(--teal);box-shadow:none}
.elementor .hero-visual.e-con{position:relative;display:block;min-height:480px}
.elementor .hero-photo.e-con{position:absolute;inset:20px 35px;display:block;overflow:hidden;border-radius:28px 28px 28px 8px;box-shadow:var(--shadow)}
.elementor .hero-photo>.elementor-widget-image,.elementor .hero-photo>.elementor-widget-image .elementor-widget-container{position:absolute;inset:0;height:100%}
.elementor .hero-photo img{width:100%;height:100%;object-fit:cover}
.elementor .hero-card.e-con{position:absolute;display:flex;z-index:3;width:auto;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.elementor .hero-card.card-main.e-con{left:10%;top:48%;width:68%;padding:25px}
.elementor .hero-card.card-float.one.e-con{right:0;top:18%}.elementor .hero-card.card-float.two.e-con{left:0;bottom:22%}.elementor .hero-card.card-float.three.e-con{right:5%;bottom:12%}
.elementor .card-grid.e-con,.elementor .steps.e-con,.elementor .feature-list.e-con,.elementor .story-grid.e-con,.elementor .testimonial-grid.e-con{display:grid}
.elementor .service-card.e-con,.elementor .steps article.e-con{align-items:flex-start}
.elementor .story-card.e-con{position:relative;display:block;overflow:hidden;padding:0}
.elementor .story-card>.elementor-widget-image,.elementor .story-card>.elementor-widget-image .elementor-widget-container{position:absolute;inset:0;height:100%}
.elementor .story-card>.elementor-widget-image img{width:100%;height:100%;object-fit:cover}
.elementor .story-card>.e-con{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;width:auto;align-items:flex-start}
.elementor .editorial-image.e-con,.elementor .wide-image.e-con{display:block;padding:0}
.elementor .editorial-image>.elementor-widget-image,.elementor .wide-image>.elementor-widget-image{height:100%}
.elementor .editorial-image img,.elementor .wide-image img{height:100%;object-fit:cover}
.elementor .cta-band.e-con{display:flex;flex-direction:row;width:var(--wrap);max-width:1180px;margin:0 auto 96px;padding:44px 52px;align-items:center;justify-content:space-between}
.elementor .cnl-breadcrumbs-widget{width:100%;margin-bottom:30px}
.elementor .faq-layout.e-con,.elementor .contact-grid.e-con,.elementor .legal-layout.e-con,.elementor .split.e-con,.elementor .calculator-shell.e-con{display:grid}
.elementor .faq-layout aside.e-con{align-items:flex-start}
.cnl-contact-form-widget{padding:35px;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}
@media(max-width:1000px){.elementor .cnl-page-section.hero>.wrap.e-con{grid-template-columns:1fr}.elementor .footer-grid.e-con{grid-template-columns:1.5fr 1fr 1fr}.elementor .footer-grid.e-con>.e-con:last-child{grid-column:2}}
@media(max-width:760px){.elementor .cnl-page-section.hero>.wrap.e-con{padding-block:58px}.elementor .cta-band.e-con{display:block;padding:34px 26px}.elementor .hero-card.card-float.three.e-con{display:none}.elementor .footer-grid.e-con{grid-template-columns:1fr 1fr}.elementor .footer-grid.e-con>.e-con:first-child{grid-column:1/-1}.elementor .footer-grid.e-con>.e-con:last-child{grid-column:auto}}